{"ok":true,"title":"Suomen suuri ostovoimakuilu 2026 (Labore & OSINT -avoin tutkimusaineisto)","license":"CC BY 4.0 (Creative Commons Nimeä 4.0 Kansainvälinen)","citation":"Rahakettu.fi & Koneisto Core Open Research (2026). Pohjautuu Laboren, Tilastokeskuksen ja PORE:n aineistoihin.","timestamp":"2026-10-02T18:57:41.214Z","macro_metrics":{"adultPopulation":4510000,"zeroBufferAdultsCount":1758900,"zeroBufferAdultsPct":39,"paymentDefaultCount":387300,"paymentDefaultPct":8.58,"enforcementAnnualDebtorsCount":608000,"enforcementAnnualDebtorsPct":13.5,"enforcementTotalDebtEurBillion":8,"unsecuredConsumerDebtEurBillion":17,"unsecuredCreditTotalCount":12500000,"annualInterestDrainEurBillion":2.7,"laborePolarizationGapPctPoints":16.2,"lowestDecile2026ChangePct":-3.5,"topDecile2026ChangePct":2.2,"legalInterestCapPct":19.5,"legalAnnualCostCapEur":150,"statutoryMaxReminderFeeEur":5,"sourceAttributions":[{"name":"Euroopan keskuspankki (EKP / ECB)","report":"Household Finance and Consumption Survey (HFCS 2025/2026) & MFI Lending Statistics","url":"https://www.ecb.europa.eu"},{"name":"Eurostat","report":"Inability to face unexpected financial expenses (ilc_mdes04) & Household Debt 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